Insurance Basics
As the owner of a holiday home you have a legal duty of care to all guests, so it is absolutely vital you are fully insured.
Regular home or landlord insurance policies may not cover short-term letting, paying guests, public liability insurance or any other specific aspects of letting that may be applicable to your property, so be sure to check the wording and seek professional advice.
It is useful to bear in mind that any individual features of your property, such as hot tubs and swimming pools, may need to be specifically listed on a contents insurance plan, or insured separately.
How we can help
At Original Cottages, we have a partnership with Boshers Insurance, a leading holiday home insurer, who will provide some of the best rates.
This article was published on 18-May-22
Disclaimer: At the time of publishing, The Original Cottage Company Limited has taken all reasonable care to ensure that the information contained in this guide is accurate. However, no warranty or representation is given that the information is complete or free from errors or inaccuracies. This guide contains general information about laws applicable to holiday properties. This information is not advice and should not be treated as such. Compliance with legislation is the responsibility of the holiday property owner and The Original Cottage Company Limited assumes no liability in this regard. This guide is not intended to be a definitive statement of the law in England & Wales. If you require precise or more detailed information regarding financial, legal and tax legalisation we recommend you seek professional advice.
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